Wrench Holders Racks

Wrench Holders Racks

Insurance Fraud Affects Us All

Insurance fraud seems to be a common occurrence. Have you heard someone say that they claimed more than what they lost from a fire? Or stated their items were worth more than they really were so they could – in their words – recover the deductable, too?

One person claimed all his tools were top of the line. Not one wrench or screwdriver was purchased at Wal-Mart? Hard to believe! Another person claimed he had a closet full of custom-tailored suits, rather than some being purchased off the rack. Again, a statement I question.

When people file fraudulent claims, who do you think ends up paying for it in the long run? Everyone, through higher premiums. An insurance policy is to help you get back to where you were prior to your loss, not improve your way of life!

We’ve had many disasters in recent years, and predictions are that we’ll continue to see hurricanes and tornados affect our lives. Fires continue to burn houses and business. Flooding is happening in areas of the country where it ‘never’ happened before. Wild fires continue to burn.

Fortunately, something is being done about it. The Federal Bureau of Investigation has stated that the Hurricane Katrina Fraud Task Force has brought federal charges against 907 individuals across the country since Katrina affected so many lives in 2005. The Task Force’s responsibility is to deter, detect and prosecute those who try to take advantage of disasters related to Hurricanes Katrina, Rita, Wilma, Gustav, and Ike, as well as other natural disasters.

The Task Force processes complaints and coordinates with law enforcement agencies to initiate investigations. Unfortunately, there are people who thrive on taking advantage of victims. The same is true in the situation of people trying to recover from disasters. It is a sad statement that such a task force is needed. However, we can be pleased that we have federal oversight on this wide-spread fraud.

More than 26,000 disaster fraud complaints have been received and over 17,000 have been or are being investigated. Just created this year, the Command Center now has a disaster fraud hotline to receive complaints related to the California wildfires, Iowa floods and Hurricanes Gustav and Ike.

These are the wide-spread disasters, and this commission is addressing the fraud committed by people taking advantage of the disaster victims. But consider your individual policy. Many insurance agents have stated that fraud – whether the type investigated by the Task Force or those committed by the policy holders themselves - will encourage the insurance companies to be more stringent when requiring proof of ownership from their customers. When filing a claim, this will impact those who do not have an inventory of their belongings because they won’t be able to provide this information.

What can you do? Report suspected fraud. And have a list of the contents of your home or business so you can support any claim you might need to file.

About the Author

Cindy Hartman is President of Hartman Inventory, LLC, a business and home inventory service provider. She and her husband Mike are also owners of Hartman Inventory Systems, LLC, a company that provides assistance to entrepreneurs who want to establish their own home-based inventory business. http://www.HartmanInventory.com

Klein Tools - Erection Wrench Holders $21.6 Ideal erection wrenches holder. Leather tool pouch & holder. Designed with slots for two wrenches. Holds erection wrenches and adjustable head construction wrench Cat. No. 3239. Riveted to assure durability. With 2 compartments. Holster type. Available belt connections are tunnel loop, slotted loop and cotton web tunnel.

Klein Tools - Pliers, Ruler, Screwdriver & Wrench Holders $75.9 Riveted wrench, screwdriver and pliers holder. Riveted tool pouches & holders for long life Rivets in back are not exposed Nickel-plated alloy snap With pockets for 7", 8", and 9" side-cutting pliers, most screwdrivers, 6' folding rules, and open end wrenches from 9/16" to 13/16" Leather material

Racks $10 Racks - Racks

Hansen Global Universal Wrench Rack. Each $11.08 Manufacturer: Hansen Global. Each. Features Benefits: Universal Fractional Metric Wrench Rack Customers also search for: Discount Universal Wrench Rack, Buy Universal Wrench Rack, Wholesale Universal Wrench Rack, 656811053003, ToolWeb, Wrench Racks

Equi Racks 3 Saddle Rack Stand $229.99 Equi-Racks 3 Saddle Rack Stand Fully adjustable, this rack is easily accessable for everyone. 66 inches tall, it fits into a 3 foot by 5 foot space and features 3 adjustable holders. Made in the USA!

Hard Hat Badge Holders $3.39 Hard hat badge holders secure your credentials right on your hard hat. Easily shows identity while keeping your information protected. ID badge holder features a heavy vinyl pouch that holds your identification or access cards.Zipper closure keeps out dirt and moisture.Adhesive-back Velcro® dot adheres holder to you helmet.Can be used horizontal or vertical.Works great with pallet racks, shelving units or anywhere you need to identify people.Measures 4-1/4"h x 2-11/16"w clear hard hat badge holders with zipper closure hold inserts up to 3-3/8"h x 2-1/8"w.

Sk Hand Tool Llc SK1074 15 Piece Wrench Rack Suregrip Green $24.49 All SK wrench racks can be wallmounted or used in a drawer. SK SureGrip wrench racks are also available for short pattern combination wrenches. Color: Green.

11'' Long Wrench Rack $24.95 ? Capable of holding any style or any length of wrench ? Individual magnet design holds wrenches securely allowing EZ one handed access. ? Wrench rack is designed to magnetically hold from the center of the wrench, unlike conventional ''V'' style holders ? Organizes short and special wenches ? Non-scratch heavy duty anodized aluminum with magnetic end caps adheres to any steel surfaceBy EZ-Red.

Equi Racks 7 Saddle Rack Stand $389.99 Equi-Racks 7 Saddle Rack Stand Fully adjustable, this rack is easily accessable for everyone. 66 inches tall, it fits into a 3 foot by 5 foot space and features 2 double arms and 7 adjustable holders. Made in the USA!

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Wrench $19.99 Cooper Mears Wrench - Photographic Print

T-Handle Wrench with Sockets & Swivel $26.99 BikeMaster T-Handle Wrench with Sockets & Swivel Every serious mechanic needs a quality T-Handle Wrench in order to get leverage where you need it and get the job done. BikeMaster's T-Handle Wrench comes with Sockets and a Swivel head for reaching into tight spaces. 1/4" Drive Heat-treated chrome vanadium steel Chrome-plated for durability and long life Black chrome coating for a great look and an easy find in the tool box T-handle has ball bearing detent socket holders on each leg Also has a 1/4" drive swivel for access to tight spaces Manufacturer's lifetime warranty Sizes: Metric: comes with sizes 8, 10, 12, 13 and 14mm black 6-point sockets Standard: comes with 5/16", 3/8", 7/16", 1/2" and 9/16" black sockets

SK Hand Tool SK 1077 SureGrip Short Pattern Wrench Rack Green 10 Slot $22.82 SureGrip Wrench racks are made of virtually indestructable plastic. Wrenchs lock in place for secure transport but allow for wrench removal with a firm tug. Builtin handle for easy carrying or hanging. Narrow design can be used for stubby wrenches

Compact Sliding T-Handle Wrench $19.99 BikeMaster Compact Sliding T-Handle Wrench Stop stripping bolts because you don't have the right tools. The Folding T-Handle Wrench allows you to get a good bite on bolts and nuts that are hard to get to. This BikeMaster set not only includes the wrench and sockets but a swivel - this?makes the?ultimate combination of compact mobility that gets a superior bite. The compact and versatile nature of this T-Handle Wrench makes it perfect for tool kits on your machine -? you can even mix and match other 1/4" drive sockets to optimize the utility for your adventure touring bike, cruiser, ATV, dirt bike, crotch rocket and everything in between. 1/4" Drive Heat-treated chrome vanadium steel Chrome-plated for durability and long life Sliding and folding T-handle makes for a compact tool Comes with sizes 8, 10, 12, 13 and 14mm short sockets T-handle has ball bearing detent socket holders on each leg 6-point sockets for a sure fit Manufacturer's lifetime warranty

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Racks -cover $6 Racks -cover - DJ Cover This

Macaroni Racks $24.99 Macaroni Racks - Photographic Print

Whitney Bros WB0600 Wall Book Display Racks $222.71 When space is at a premium keep books and periodicals in reach with this fiveshelf wallmount bookshelf. Clear plexiglass holders make the books easier to see. Made in the U.S.A. Ground. Dimensions: 34 W x 37 H x 7 D.

Racks (Hook) $10 Racks (Hook) - OJ da Juiceman

Racks (Verse) $10 Racks (Verse) - OJ da Juiceman

ZAGGskins (Wrench) $19.99 ZAGGskins (Wrench)

Igginbottom's Wrench $10.49 Igginbottom's Wrench

Wrench Kit $4.99 Wrench Kit

EZ-Red 15'' Magnetic Wrench Organizer $34.95 ? Holds up to 15 wrenches? Extra long for extra spacing? Individual magnet design holds any size wrenches securely allowing easy one-handed access? Wrench rack is designed to magnetically hold from the center of the wench, unlike conventional V-style holders? Non-scratch heavy-duty anodized aluminum with magnetic end caps adheres to any steel surface? Great for flexhead and ''stubby'' wrenches

Aloha Racks $124.99 Norman Daniels Aloha Racks - Framed Art Print